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Good Stuff From Americablog: 
29th-Jan-2006 09:24 am
Bush thinks we're "over-insured"
But the core premise of the policies the president is about to lay out is that Americans are over-insured when it comes to health insurance. Over-insured. Got too much insurance.

These aren't my words. These are the words used by the conservative policy-wonks who came up with the president's proposals. Just hop over to Google and start googling the phrase 'over insured' along with 'health' and 'conservative'. This what they think; and what the president thinks. It's why he's behind these ideas.

So the president thinks the problem is that people have too much health insurance. People are over-insured.

See also:
29th-Jan-2006 03:51 pm (UTC)
I haven't had health insurance since my mother's insurance company changed the policy of age that children can stay underneath it. Half the jobs I applied, since I was part time, wouldn't let me have health insurance. It has been almost two years, and I have to go to an income based clinic to get checked now since I left college. Stupid bastard. Children are the ones that get covered the best, but what about people right after that? Sometimes I wish his children weren't spoiled brats and would stand up for their generation!
29th-Jan-2006 04:15 pm (UTC)
I'm certainly overinsured. I have NO health insurance, and could only afford it when I was in college due to the borrowed money from Sallie Mae. Now I'm without health insurance again. My parents haven't been able to afford health insurance in about 15 years. My brother and his family just got HI about a year ago. My sister starts a new job tomorrow which will finally give her HI for the first time.

YEAH, the rich fuckers have too much insurance, but the common people out there, we don't have a shread of insurance. But who are we? We're not the one's who elected HIM, so why should he give a rat's ass about us?

29th-Jan-2006 05:58 pm (UTC) - QUIET!!
29th-Jan-2006 04:22 pm (UTC)
Oy , I haven't been insured since I was diagnosed with cancer late last summer.
7 months of chemo / alternative treatment and giving my company to my foreman later ....
I am still paying hospital bills even though I haven't worked in almost a year. I don't qualify for free-care programs and I'm now dealing with the fact that I can treat a virus , pneumonia or a cold at home ,but the lump in my breast ...yeah , that needs to be treated in hospital....
A hospital I simply cannot afford , so I wait ...and worry .
And the Shrub thinks I'm over insured !
Ha , that's fucking rich !
29th-Jan-2006 06:20 pm (UTC)
(I know we don't know each other, but health insurance is one of those topics that really gets my ire up. Well, pretty much any time the rich in this country tell me I'm doing just fine gets my ire up, but...)

I'm lucky enough that I live in New York State where, despite our Republican governor, a few socialist programs have managed to slip through. We've got state-sponsored health insurance for poor children and families, so as long as I stay in the closet and don't get disowned by my strict conservative parents, I've got some coverage. My doctor hates me for it, cuz it means he only makes about 5 bucks whenever I come in, but at least most of my prescriptions are paid for.

I really hope Howard Dean isn't just blowing smoke when he says the Democrats are going to be pushing for national health care over the course of the next decade or so.
29th-Jan-2006 07:22 pm (UTC)
I... ugh... I actually find myself agreeing with the Shrub on this one.

I haven't had insurance since I was in school, and that was only because the school offered an affordable health insurance. Good thing I had it too, because I had to have surgery for a hernia. I can't imagine what health care would be like without insurance.

That scares the hell out of me? What if something happens to me now, with no insurance?

And, more to the point, why is health care so out of reach that only those *with* insurance can afford it?

That's just not right. Sure, I'm not expecting that for free, but I do expect it to be within the means of most Americans.

It seems like the health care industry has too much of a reliance on insurance to pay the costs of treatment. It's almost like a blank check is being given to them. So, without worrying about their patients paying for it, they really don't care how much things cost. There's no incentive to keep costs down.

I think anyone, regardless of whether they have health insurance, should be able to afford treatment. To that extent, yes, I think this country does have too much reliance on the insurance industry and not enough on keeping health costs affordable.

That's probably not what he meant though.
29th-Jan-2006 07:23 pm (UTC)
We had insurance, but once I got ill, 5 surgeries, then the cancer we were wiped out of our life savings, had to take out a second mortgage, filed Chapter 13 bankrupcy, and then turn to fundraising (recommended by the American Cancer Society). Because even with insurance (actually insurance stopped us from qualifying for many social programs) the co-pays, deductibles, things they do not cover or refuse to cover and cost of going back and forth to Mayo 7 times last year, it eats a third or more of Larry's income. We couldn't live on what was left after paying all the medical expenses.

I actually called and wrote Bush about this among other people. Bush's campaign office told me to contact the churches! That they felt this should be left to socil organizations and faith based groups to help! Can you believe that? Then sent me a list of churches in our area. Who by the way either couldn't help or didn't want to.

So we were on our own.

Now he's giving more money to churches to help foreign countries deal with the AIDS epidemic? This to churches who look on premarital sex, gay sex, and sex in mariage just for fun not procreating as wrong? Something tells me the money is going to promoting Christianity not AIDS prevention. More money lost, and more people will die so he and his religious backers can spread their prejudiced message and in the meantime millions more die. It's too pathetic for words!

People without insurance you can get prescriptions from the drug companies under their compassionate use program but you must not have any insurance. Also anyone reading this if you need hospital care, get to a hospital. Under the Hill-Burton Act the hospitals receiving government money can't turn you away for lack of insurance. There are other programs out there, yes with restrictions, like you must be under the poverty line but there are some. Also a program exists called DANF Disability Assistance For Needy Families. It has a much higher income cap so more people can get it if they are disabled, but most people don't know about it.

One thing to help is write to your state and federal reps in Washington and scream about this. One person like me won't do it, but in numbers we might turn things around!

Hugs, Christina

30th-Jan-2006 12:08 am (UTC)
I agree. I haven't had health insurance coverage in five years - obviously, SOMEONE out there is overinsured, with both their coverage and mine on them ...
30th-Jan-2006 12:37 pm (UTC)
Um...fuck that.

My husband pays a lot of money for what little insurance we do have. Most of it flat-out isn't usable because none of the doctors are in our network. We did opt for a plan which allows you to use doctors out of network...after you've met a sizable deductible. Meanwhile, you pay full price for everything until that deductible is met. It covers hospitalization for a major illness or surgery for a grand total of FIVE days. It's actually written into the policy that the hospital MUST discharge after that date.

When you have major medical conditions which require monitoring (I'd cost more if they didn't maintain me because I'd be bedridden and on a couple of machines), this gets expensive quickly.

And he says we're over insured.

Even sadder --- folk with NO insurance in this state get better coverage and treatment than we do.
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